Accounts

Membership Account

Founded on the basic democratic premise of the cooperative movement, FSCU believes that access to low-cost financial services is critical to the health and stability of ordinary citizens. Credit union membership offers many benefits. Services offered range from simple savings to consumer loans to IRAs. Study after study has revealed that, on average, credit unions provide the best financial offerings with fewer fees, lower rates on loans and higher rates on savings.

Features:

  • NO monthly service fee

  • FREE Direct Deposit

  • FREE Notary

  • FREE Online Bill Pay

  • FREE eStatements

  • FREE Home Banking

  • FREE Mobile Banking

  • FREE Text Banking

  • FREE PopMoney App

  • FREE CardValet App

Get Started:

Bring in $26

  • $25 enables you to own 5 shares of FSCU and become a shareholder.

  • includes one time entrance fee of $1.00

Minimum documentation required: valid government issued identification, date of birth, and Social Security number


Business Membership

Becoming a business member with FSCU is easy and we keep you, the business owner top of mind. FSCU now offers specialized business products and services to support your needs within the local community and as a business owner. A personal membership with FSCU is not required  to open a business membership account, although when you open your business membership account, you open a share savings account and become a member-owner of the credit union with access to our full menu of products and services for business members.

Get Started:

Bring in $26

  • $25 enables you to own 5 shares of FSCU and become a shareholder.

  • includes one time entrance fee of $1.00

Minimum documentation required: valid government issued identification, date of birth, Social Security number, business license, and NM Tax ID.

Contact our talented staff to discuss how your business can become a member of FSCU!


Business Checking

Business Checking accounts are designed with you, the business owner, in mind. We know that our small community depends on small business so we are here to help.


Diamond Shield Checking

At FSCU, our primary goals are to keep your funds secure, help you grow your finances to meet your goals, and to provide the most valuable services possible to help your money do more. Diamond Shield Checking is loaded with features that include Identity Theft Protection coverage, which protects you and your eligible family members. We believe the Diamond Shield Checking is your best value and our most elite checking account.


Just For You Checking

The Just For You Checking account, is a checking account that FSCU offers to its members if they are interested in a secondary or a basic checking account. The Just For You checking account is capable of handling your day to day transactions and funds management. This includes receiving direct deposits and transfers between accounts and loans.


Young Adult Checking

We are all about our youth here at FSCU, and we have a Young Adult Checking account for those ages 19-25, that enables you to step into adulthood the smart way. This account is designed just for the benefits you need, which enables you to get on the right path for your financial future.


Senior Checking

Senior Checking accounts have been designed for our members 55 years of age and older. With this account, there is NO monthly service charge and our “Exclusively Yours” checks are FREE. These are the best years of your life, so let FSCU make them much better and streamlined.